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A loan made to a borrower to finance the buying of some asset. For example, one may take out a purchase loan to buy a house, car, or some other expensive asset one could not otherwise afford. The terms of a purchase loan vary according to the lender’s rules and the borrower’s credit worthiness.

Refinancing a loan allows a borrower to replace their current debt obligation with one that has more favorable terms. Through this process, a borrower takes out a new loan to pay off their existing debt, and the terms of the old loan are replaced by the updated agreement.

Featured Loan Programs

We offer several home loans to help meet the needs of all borrowers from all walks of life, from first-time home buyers to the seasoned investors. We offer 103% financing to those who may need help with down-payment and closing cost. We offer government sponsored home loans such as FHA, VA, Home Ready, Home Possible products to ensure everyone has an opportunity to achieve their home ownership dreams, look no further than IREPG! – Below you will find a quick overview of the vast array of products offered.

Innovative Smart Loan Programs

The All In One Loan, is The Smart Loan That Can Pay For Itself. This is the best of loans for home owners who are working to pay off their home faster, in many cases 2/3 faster than the traditional 30-year fixed loan. Some of the many features of the Smart Loan include: increased access to home equity, provides access to cash-flow, unlike other lines of credit which typically has a 10-year draw period. The Smart Loan comes with a 30-year draw period, a checking account and a debit card for convenience. It’s home ownership and banking all wrapped up into one.

Get a Free Consultation

Begin your loan process today! Our staff is here to help discuss or answer any questions you may have regarding your home buying purchase.