Loan Programs
Featured Loan Programs
We offer several home loans to help meet the needs of all borrowers from all walks of life, from first-time home buyers to the seasoned investors. We offer 103% financing to those who may need help with down-payment and closing cost. We offer government sponsored home loans such as FHA, VA, Home Ready, Home Possible products to ensure everyone has an opportunity to achieve their home ownership dreams, look no further than IREPG! – Below you will find a quick overview of the vast array of products offered.
Smart Saving Loans
• Pay down mortgage faster
• Full Access to 90% of home value
• Loans up to $2 million
• Interest-Only payments option
• No need to refinance again
• 30-Year Draw Period
+ Checking account & debit card
• Full Access to 90% of home value
• Loans up to $2 million
• Interest-Only payments option
• No need to refinance again
• 30-Year Draw Period
+ Checking account & debit card
FHA and VA Loans
• Minimum 500 FICO Score
• 3.5% minimum down payment
+ Streamline Refinance
• Energy-Efficient Mortgage Option
• Can be combined with down-payment
assistance programs to reduce down
payment and/or closing costs
• 3.5% minimum down payment
+ Streamline Refinance
• Energy-Efficient Mortgage Option
• Can be combined with down-payment
assistance programs to reduce down
payment and/or closing costs
Private Money Loans
If you are looking for easier qualifications or FASTER cash for Investment Properties, Fix and Flip and Business-Purpose & Hard Money Loans for remodeling / construction, we have many trusted private money investors and lenders.
Conventional Loans
Conventional loans are a good choice for first time homeowners.
They can be conforming and non-conforming loans. Conforming loans have terms and conditions that follow guidelines set by Fannie Mae and Freddie Mac.
They can be conforming and non-conforming loans. Conforming loans have terms and conditions that follow guidelines set by Fannie Mae and Freddie Mac.
Reverse Mortgage
If you’re 62 or older, Reverse Mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills. Can be a good source of supplemental income for retired seniors.
Jumbo Loans
We also offer a wide range of jumbo products to specifically match with each borrower’s needs since every situation is unique. Our rates are very competitive. In most cases we have jumbo loans up to $3,000,000 -Designed to finance luxury properties.
Innovative Smart Loan Program
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